Everytime our IRS decides to take less than they are owed the remaining debt must be shifted to others. If you cannot discharge a tax lien in bankruptcy why can the IRS discharge an amount of debt through negotiation?
There’s been a lot of talk about frugality in the last year. Some embrace it but are afraid to admit it. Others have turned in into their new religion. The question – Is frugal a bad word? Is focusing on financial freedome a farce? No matter how close you get to being debt free you may never truly escape it thanks to our leaders in government. Goal setting is an essential element to any successful financial plan. Goal setting requires working on both the long-term and short-term using SMART goals. Everything you need to know about your FICO score can be found in this excellent book. | ||
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