Once we have paid our debts and saved enough, then and only then, can we begin to splurge on the things and experiences we want. But what is really great about spending money you already have is the knowledge there is still more waiting in the wings, earning interest and growing into a nest egg large enough to provide for you in the years to come.
Do you own a house, carry a mortgage or ever consider buying one? Have you ever looked at a Truth-In-Lending statement for a mortgage? That might be the quickest way to realize how painful interest can be. Over the past few years, interest rates have been low but the long term expense of [...] In the early stages of your investing life it is hard to see the benefits of compound interest. Only after remaining committed to your plan for an extended period of time do you really see it begin to pay off. Starting at 25 years old with just $2000, adding another $1200 the next year and increasing your annual contributions by another $100 each year you will retire nearly a millionaire. Thanksgiving is a time to reflect on all the things we should be thankful for. Your God, your country and your family. Please take time out of your day for all of these and please say a prayer of thanks for our troops! Have a happy Thanksgiving! photo by isafmedia HERAT, Afghanistan – [...] When comes to tipping there are a lot of different points of view. Some people going to avoid it at all costs, others feel compelled to tip at every turn. While I live with the philosophy of reducing expenses at every turn, I see tips as a cost of receiving value added service. Are there any situations where tipping is required? | ||
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