http://eliminatethemuda.com Where we prove that it is easier to save a dollar than to make a dollar! Wed, 28 Jul 2010 20:44:34 +0000 http://backend.userland.com/rss092 en [caption id="attachment_2089" align="alignleft" width="200" caption="Sometimes it feels like we are running in circles!"][/caption] The circle of life for most includes periods of reflection. Often this occurs at major lifetime milestones such as graduations from college, upon getting married or when giving birth to a child. Many take these opportunities to consider ...http://eliminatethemuda.com/2009/12/2009-a-year-in-review/ [caption id="attachment_2063" align="alignright" width="175" caption="photo by ohadweb"][/caption] It seems like so long ago but I still remember what it was like. My credit had been destroyed by my own hands, or lack thereof! At first, I made enough to pay the bills; I was just too lazy and didn't truly appreciate the ...http://eliminatethemuda.com/2009/12/building-credit-without-credit-cards/ Today I have the honor to host my very first blog carnival. It is especially sweet to host the Carnival of Debt Reduction as this was the first carnival Eliminate The Muda participated in. According to Wikipedia the top 5 New Year's Resolutions are:Lose weight Get out of debt Become more organized Maintain a diary Save ...http://eliminatethemuda.com/2009/12/carnival-of-debt-reduction-a-new-years-resolution-guide/ When teaching Lean Management to businesses we often use the analogy of a ship sailing upon the water. The water represents waste. But beneath the water lurks the rocks. The water represents our resources of people, time and money. The rocks represent our problems, opportunities or inefficiencies. In life and in business ...http://eliminatethemuda.com/2009/12/lower-the-water-and-expose-the-rocks/ The best gifts are free and our daughter has once again proved it. This year's Christmas was special to us because it was the first in several years that we stayed home and had no extended family over. A true vacation. It was also destined to be a frugal Christmas due to ...http://eliminatethemuda.com/2009/12/the-best-gifts-are-free/