One way to avoid significant expenses is to ban your children from ever driving. Since this is not realistic, maybe we could establish some laws that will reduce their likelihood of accident or worse.
Over the years I have repaired plumbing, done light electrical work, renovated a kitchen, painted, replaced appliances, installed ceiling fans, removed or moved walls and even refinished the ceilings to rid ourselves of the dreaded popcorn finish. In each case I attached the job without previous experience. A little research, asking questions of friends or families and reading the instructions that come with the products. About the only thing I avoid is what I call heavy electrical (220V or adding circuits), simply because I had a bad experience with electricity as a child that still haunts me. The question we should all ask is the same any good business will ask, if we spend $60 how much do we need to earn to recover that $60 loss from our savings? Most people focus on homes and cars as being the largest purchases they will ever make. These pale in comparison to retirement. You need to start planning now! It is almost a badge of honor that you have fought the same problem before. You might even be the resident expert at fighting fires. In a work environment it may be a process that seems to fail on a daily basis or a piece of equipment that just needs another swift kick here or whack there. As consumers we have all had an employee quietly telling us how some “problem” happens frequently (why do they tell us this stuff?). | ||
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