Comments on: Health Care For Kids When You Can’t Afford It

By: The LeanLifeCoach

The LeanLifeCoach — Tue, 20 Apr 2010 15:46:44 +0000

@The Saved Quarter – There is nothing that has scared me more than a sick or injured child. I am thankful that you have been able to find care for your children and thanks for sharing your experience.

@Joe – Good questions! I’d bet there are some that do and some that don’t. Maybe Obama’s reforms will lead to an easier system?

By: Joe Plemon

Joe Plemon — Tue, 20 Apr 2010 00:54:40 +0000

We have a “Convenient Care” clinic at our local hospital that anyone can use for a very nominal fee (like you mentioned). This is good for normal doctor’s visits, but doesn’t help with more serious health issues. The Medicaid and CHIP programs sound like good solutions for lower income families. I wonder if there is a system in place to tell qualifying families about these programs…do doctors and hospitals tell families? Just wondering.
.-= Joe Plemon´s last blog ..Five Upcoming Tax Hikes and What They Mean to You =-.

By: The Saved Quarter

The Saved Quarter — Mon, 19 Apr 2010 20:22:24 +0000

We’re currently in this situation and found out that a low-income health plan is available on sliding scale through our county. It’s worth asking if your county offers such a service.

Our kids are covered by Medi-Cal (California’s Medicaid system) and we are working through the application process for our county program. It’s a slow process! Once completed, we’ll get subsidized care with a sliding scale monthly premium and co-pay. There is no way we could pay out of pocket for health care with our current income level, so I’m especially grateful that the option is there.

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Mon, 19 Apr 2010 08:49:35 +0000

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By: The LeanLifeCoach

The LeanLifeCoach — Sun, 28 Feb 2010 14:26:24 +0000

@Fern – Great tip, thanks for the suggestion and stopping in!

@Jerry – Peace of mind is good, there is nothing more important than our kids!

@youngandthrifty – Another good tip to look into, do we always need a doctor?

By: youngandthrifty

youngandthrifty — Sat, 27 Feb 2010 18:59:25 +0000

Good thread- it helps me understand the health care system south of the border a bit more.

I also heard that nurse practitioners are much less costly than going to a physician, too.
.-= youngandthrifty´s last blog ..If You Had a Million Dollars… =-.

By: Jerry

Jerry — Fri, 26 Feb 2010 21:24:33 +0000

I’d never considered this but I think it’s a good idea if you can’t afford full coverage health insurance. Thankfully, we’ve been covered in the past but it’s good to know that this is an option, just in case. It definitely leads to some peace of mind.

By: Fern Alix LaRocca CFP®

Fern Alix LaRocca CFP® — Thu, 25 Feb 2010 01:53:06 +0000

Another little known trick is to just buy catastrophic insurance for the child. I have seen students as well as low income families use this. Basically the health risk is low for children and teens so you buy a catastrophic health insurance policy that only kicks in if there is a big health problem. The premiums are low.
Fern Alix LaRocca CFP®